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It’a been a long time since I’ve last written. In that span, there’ve been additions and subtractions in my life. But it’s all for the good, although sometimes, I must admit I don’t see it now. What’s important, I suppose, is to keep on living, keep on striving, keep on dreaming. Because no matter how many pluses and minuses there are, it’s always the equation that counts.

Everyone knows that the economy is in a pinch. Everyone is tightening belts to get through these tough times. There are times, however, when what is received at payday is simply not enough to last until the next. Pay Day Loans can help tide one over until the next paycheck comes around.

Applications for these loans- usually for amounts of $1500 or less- can be done online in minutes. If you meet the set requirements, chances are you’ll get approved even if you have a bad credit history. Just make sure that you do check the interest rate of your loan, though, so you know exactly what you’re in for.

For more information on pay day loans, just click on the link above.

Summer is definitely here in my part of the globe. The heat is intense that going out of the house from ten nine in the morning to four in the afternoon dries one out. Unless absolutely necessary, the only way to keep from sweating is to stay indoors and face the whirring blades of the electric fan.

While absolutely uncomfortable, the summer heat is in a way also a welcome change from the heavy rains that plagued Dumaguete just a couple of months ago. Many people were left homeless then as the Banica River overflowed and swept away their houses. Hopefully, their plight will also change with the onset of sunnier days ahead.

True, starting over is always difficult, especially when one is left with nothing but clothes on their bodies and are at the mercy of people with kind hearts who provide them with the food they need. But life is like that- sometimes you’re up and at other times, well, you have to make do with what is left. Whatever the circumstance, I guess what’s important is to keep on living… and striving.

These are hard times. The economic crisis has affected nations all over the world and no one is exempt. From the first world to the third world, everyone is reeling from the negative outcomes that a financial turmoil like this brings. Job and investment losses are just some of the ill-effects that have resulted from this. It is a sad yet true commentary on our times that losing the financial security that a regular paycheck brings also brings with it a host of other emotional, psychological and family problems. Just recently, in the Philippines, rural banks under one company declared bankruptcy and closed shop, leaving bewildered depositors and investors enraged and tearful at the same time.

It is only prudent that we should mind how we spend or invest our hard-earned cash. Investment Fraud is, unfortunately, a harsh reality that we have to deal with in this day and age, especially when unscrupulous individuals who have no regard for proper and moral conduct take advantage of innocent victims for the sake of money. Stock Broker Fraud is an easy-to-navigate website that gives important and vital information to those who have been victims of investment fraud, which include among others, breach of fiduciary duty and negligence by their stockbrokers or other investment professionals. Headed by Nicholas J. Giuliano who is not only a member of the Public Investors Arbitration Bar Association but has also been a guest lecturer at the Rutgers School of Law on the topic of Securities Litigation and Enforcement (see the website for his other qualifications), Stock Broker Fraud offers legal services to injured investors on a contingency fee basis, that is, at no cost or obligation unless they have made a recovery of your investment.

If you simply want to learn more about investment fraud and check out their informative videos or if you’ve already been scammed and are looking for your legal options, then click on the links above.

Death has always been something so distant to me. As a teacher in Manila, I think I’ve condoled with about five bereaved families of students or fellow teachers who have lost someone they love. Somehow, saying “My deepest condolences,” “I’m sorry for your loss,” or “I sympathize” seemed easier then. I remember the mother of one of our students who lost her young son and husband in the same year and deeply saddened by her fate, we could only utter amongst ourselves: “Such loss. I wonder how she’d going to cope with it?”

But when I lost my dad last year, death became so concrete, so real. It does happen and it will happen to everyone. Some people just get there first. Losing someone so dear and so near to me made me realize that life is just as concrete as well. Whereas death is something that we still have to experience, life is already here- ours for the taking. Life is meant to be lived fully and purposefully. How we can accomplish that is entirely our choice. Unlike death that catches us unawares, life is an everyday gift that is ours for the living. We must embrace the struggles and surprises as well as the lessons that it gives us everyday.

Since February is the month of love and roses, please indulge me. Allow me to get mushy: How far would you go for love? What are you prepared to risk? Let’s look at romantic love. When you meet someone you’re prepared to spend the rest of your life with, marriage eventually follows. Up to that point, nothing is ever really established. Going steady or getting engaged—all these do not have the same degree of commitment a marriage has. Backing out is always an option when things get rough.

Not so in a marriage. Not only is there no option for divorce in the Philippines, but the legal and financial aspects are something close to insurmountable. Legal separation does not allow for remarriage, annulment is practically impossible to get unless you’re a movie star or are extremely rich, and both procedures are far too expensive for the regular Filipino couple. So unless the love you have is serious enough for a lifelong commitment, marriage is definitely best saved for last. Yet we still know that despite either party’s steadfast devotion, falling in love and getting married are risky endeavors.

When I was a teacher in Manila, I came to know the parents of one of my students—an elderly couple, both lawyers, whom we would fondly refer to as “Attorney and Attorney.” From the time their son entered first year high school, both of them would always make it a point to come together for the PTC (parent-teacher conference) held every grading. They bemoaned their boy’s less-than-satisfactory academic performance but beamed every time he would show improvement the following grading. There was never a dull moment when these two wonderfully kind and happy couple were around. When their son entered third year, Mr. Attorney got sick and ultimately succumbed to cancer. Needless to say, Mrs. Attorney was devastated. She mourned her loss so intently that whenever she would attend the succeeding PTCs alone, it seemed to me that a part of her had died too. The old sparkle she radiated when Mr. Attorney was around had gone. Forever? Perhaps.

Loving necessarily implies losing. After all, death is a reality we have to face. The question then becomes: Are you ready to risk losing the one you love to death? Can you risk sharing the rest of your life with another person only to lose him or her at the precise moment when you can’t imagining living another minute without him or her? Are you prepared to risk yourself for love?

When my husband and I first met and ultimately got married, we never expected to deal with the trials as difficult as the ones we underwent. But together we did. Oh, we haven’t deluded ourselves into believing that we had faced the worst, yet I am optimistic that with love and prayer, things will ultimately work themselves out.

I believe that the beauty of love lies in its inherent strength. One of love’s greatest miracles is that the more you give of yourself, the more you are equipped to handle whatever life throws at you. I guess this is the reason why people have continued to fall in love through the years. Love is powerful enough to handle loss because it is true that love conquers all—even death.

What about you? Are you prepared to risk for love?

You can find Filipinos in virtually every nook and cranny all over the world. From Hongkong to the United States to Africa, Filipinos serve households as domestic helpers and nannies, hospitals as doctors and nurses and ships as seamen. Our engineers construct buildings of quality all over the world while our drivers and pilots bring passengers to their destinations. Yes, it is a known fact that exporting manpower internationally through our overseas contract workers is a major dollar earner in our country today.

Families get left behind in this set-up, of course. And keeping communication lines open is essential to bridging the loneliness this distance creates. Thankfully, the telephone and the internet have made this easier and cheaper, especially with the advent of prepaid calling cards. Filipinos are especially fond of the prepaid phone card. Not only are these affordable, they also allow one control over phone bills- unlike international postpaid calls which can go on for hours and leave one with a hefty bill at the end of the month.

At GetMeCallingCards you can purchase international prepaid calling cards online. With cards that can be used in 153 countries worldwide, there are a variety of options to choose from. Plus, the more cards you use, the more savings you get which you can also use to purchase more cards. Click on Philippine calling cards to start your search for over 254 prepaid cards and start calling out “Hello World!”

It’s getting harder to make ends meet these days. With the world economy in a downturn and the financial crisis already amidst us, getting paychecks to meet needs month after month is fast becoming a challenge. For most people, there’s not even a penny for savings left after all expenses and deductions have been made. In such cases, borrowing becomes a necessity.

Payday Loans are an option for US citizens who are 18 years old or older and currently receive an income of at least $1000 a month. As long as your loan application is approved, you can receive the amount in your bank account with direct deposit the following business day. Companies like LDCI which offer payday loans online give small unsecured loans ranging from $100 to $1500 to qualified applicants who need it. The application process is fairly simple and convenient since it dispenses with the lengthy requirements asked for in other loans. Even bad credit isn’t a hindrance to getting approved.

Prospective borrowers, though, may also have to take note that while getting a Cash Advance is easy, these are also high-interest short-term loans that need to be paid on the next payday, and should thus be used only in emergency cases. Wise budgeting, for as long as possible, should still be a top priority where money is concerned.

These are economically trying times. To make matters worse, when the economy is in a downturn, it becomes emotionally and physically draining times as well. In the Philippines, the news constantly features thousands of Filipinos who have lost their jobs because the companies they’ve worked for have finally succumbed to the downturn. Now, breadwinners are in a quandary- especially when they’ve grown old with that company and even more so when they haven’t received sufficient separation pays to last them until they can find a new job- as to what to do next.

There are government programs available for interested displaced workers- re-training programs for other jobs which are in-demand in the market today, livelihood trainings like meat processing and even lending start-up capital for those who want to venture into their own businesses. While these efforts are laudable (and may even become the jump-off point for some) not all jobless Filipinos can and do participate. Not only are psychological stresses associated with losing one’s job a force to be overcome, it simply is difficult for those who have identified themselves for years with their field of work to do a 180 degree turn and focus on something totally different. With gaping mouths to feed at home and with no pay to look forward to at the 15th and 30th of each month, normally “solvable” conflicts escalate into heated arguments that has the potential to tear a family apart.

In a third-world country like the Philippines, whose majority of the population is used to only the most essential of necessities, the government’s task is only to make sure that Filipinos weather the storm without sacrificing the roof over their heads, the clothes that they wear and their three square meals a day.

Being incapacitated for pain is something I don’t take very well. I hate not being able to function as I should because of this debilitating pain in my shoulder. I don’t like having dishes or housework pile up because of it. And I despise the fact that I can’t even hug my little girl when it strikes. Of course, the only thing that I can do is take my medication and wait until it subsides.

But pain is a good teacher too. Although it’s like a very strict mentor out to draw blood, pain allows me to be thankful of my blessings. At least, it’s only pain and not an amputated body part or a loss of one of my senses. No matter how painful it can get, it still allows me to love and experience life in all its fullness. That’s pain. That’s life.

Home. The very word conjures thoughts of warmth and family. Having one’s own home is indeed the dream of every young couple. It’s certainly my dream, that’s for sure. The process of making one’s house truly a home isn’t only done once-in-a-lifetime. Sure, you have a concept in mind, you ask architects and engineers to plan, design and build your house and enlist the help of decorators to make the interior of your abode a reflection of your needs and tastes . But after the initial salvo, there are always things to be improved on and made better.

One of these items that homemakers continually seek to improve is the kitchen, and of course, its main feature, your  kitchen sinks. Since it’s one of most often-used area of the house, a kitchen sink that doesn’t chip or break away easily, one that matches the entire kitchen theme and of course, one that’s easy on the pocket is on top of the list. Stainless steel sinks like those offered at Sinks Usa are quite a marvel. They’re sleek and can seamlessly be integrated between your countertop and sink. Plus, they also have a wide array of sinks to choose from- undermount, single bowl, triple bowl- are just among the few.

If you want to kitchen and your sink a brand new look and feel, start your journey now by clicking on the links above.

In the internet age, I think that virtually everyone has something that can be sold over the internet. Books, clothes, appliances name it and it will have its niche in the world of ecommerce. I have wanted to explore the world of internet marketing countless times, but I face a blank wall everytime. Thankfully, there’s a solution for those who have businesses they want to take to ecommerce level: It’s called imOnline.

ImOnline offers full service marketing that allows businesse to take off online. With their channeladvisor custom store, clients can have features that allow search engine optimization for eBay stores and eCommerce websites, among others. And with ebay-store-design, you can have a logo and design that can gain your customers’ trust.

So, to get your internet marketing leverage and for your other ecommerce needs, visit the site links above.

Okay, I have to admit: I love blogging. Initially, when my cousin taught me about this whole blogging thing, I was excited but had my share of reservations. You can’t blame any newbie, after all. As a Political Science graduate and teacher, inserting links and that sort of computer lingo wasn’t exactly my cup of tea.

But now, I have to say, I’m hooked. I love blogging, and telling others- friends, relatives and even acquaintances- about this blog is a source of pride and joy. Now, my challenge is, between ‘housewifing’ and mothering, I hardly have the time to blog. It’s torture to some extent, especially since people I know text me that they patronize InfinitePerspective constantly, and to give them nothing new everyday isn’t exactly my cup of tea either.

I do what I can, however, and though hard-pressed for time, the important thing is for me to make time for my blog. So now, aside from housewifing and mothering and laundrying and cooking, there’s also blogging to think about!

It used to be very difficult to imagine a world where you can get your message to a huge number of people with one medium. But with TV, internet and mobile messaging, this is now possible. But My Voice Dialing takes reaching to others to a whole new level. With their technologically advanced equipment, they are able to send as many as several thousand calls in a single hour simultaneously to their intended recipients. This has a lot of benefits to companies and individuals alike. For example, residents in a particular area can be warned of an impending disaster at a much faster time than conventional media. And since they specialize in Real Time Leads, Home Equity Leads and Loan Modification Leads, companies in this line of work can filter and customize the leads they wish to work with and thus save loads on advertising.

For more information on this exciting new technology, click on the links above.

As a housewife, doing household chores is a daily responsibility. Cleaning, cooking and going to the market to buy cheap and healthy eats are just some of the things that I do. However, of all the chores that need to be done everyday, I think that one of the most humbling by far, is handwashing soiled and dirty laundry. Without the help of a washing machine, sorting the whites from the coloreds, and then manually washing them and scrubbing them clean and hanging them on the clothesline to dry, is a chore that takes out most of the energy in me. When I look at my aching, tired and reddened hands after the laundry has been done, I can only sigh. Whether it’s a sigh of tiredness or resignation, I can never be sure.

However, when I take out our sun-dried clothes late in the afternoon and see them clean and smelling fresh, I feel a certain sense of accomplishment. There’s definitely honor in clothes laundered well. Maybe it’s difficult for those who send their clothes to the laundry or depend on their maids or helpers to wash their linen for them to understand the effort and feeling of accomplishment in such a mundane task. But for us regular housewives, to see our husbands wearing clean clothes and our sons and daughters looking spanky in old but well-washed denims, is a source of pride and joy. After all, no one else can wash laundry with as much love and affection as we can.

The winds have been howling in my side of the universe. Everytime the coconut trees start swaying violently, I shiver, not from the cold but from fear. Don’t get me wrong. I’m used to cold weather. I did spend a year in Japan where I experienced all the seasons- from winter to spring to summer to fall. But the fall winds there don’t compare to the crazy blowing of the winds here. One can actually hear them hissing- like a whole den of snakes mating, and ready to gobble anyone who dare disturb such an important ritual.

This windy, stormy tirade often reminds me of my own life which has seen the worst of storms at a young age. Yes, getting cancer at 26 while expecting my first child isn’t exactly anyone’s idea of the good life. But that experience has taught me to be flexible, to say the least, at such a very young age. Before, my idea of success is having a lot of money in the bank and being at the top in my chosen career. Now, I barely have a peso in my pocket and have as my job description “a housewife.” But I couldn’t be happier. True, life’s difficult nowadays, but as long as my family is intact, then I’m happy. The winds of change might blow where it will, but my heart will always be with my family.

Perhaps one of the most commonly used commodity in this day and age is the telephone. It seems that we can’t live without it. Now, the ringing of a phone is a constant sound that we hear everyday, everywhere, everytime since almost everyone around has a mobile phone. For those of us who aren’t in the prime of health and have to constantly keep in touch with our physicians or hospitals when we don’t feel well, having a phone (whether a landline or a cellphone) is a must.

However, this handy gadget isn’t always a source of pleasure. There are times when we get annoying phone calls from numbers alien to us. There are even instances when the calls go to the extreme. For example, unknown callers who seem to know particular details in the lives of those whom they are calling use threats to intimidate and force them to pay debts which they know they don’t have. Is there a way to know who’s on the other end of the line?

Report Phone Numbers is a website that allows you to find out who is calling. One can see, and even submit comments on the phone numbers that constantly plague them. They even have a list of active area codes and the most frequently reported phone numbers. You can even search their directory of over a hundred thousand numbers and the comments in their website.

It’s comforting to know that there’s a way to find out who is at the other end of the line the next time you receive some weird, crazy or simply annoying call.

Summer is almost around in my part of the globe. While rains still pour occassionally, the warm whether is definitely only two months away. And with the lazy vacation days just around the corner, family bonding is a definite must during these times. What better way to spend quality time with mom, dad, brod and sis than to go to camp like that of Camp Kresge, the Wilkes-Barre Family YMCA’s camping facility? Located at the foot of Mount Yeager in Pennsylvania’s Pocono mountains, Camp Kresge boasts of fishing, boating and other family activities designed to invigorate and strengthen those family bonds. They offer Parent-Child Weekends, Resident Camp and Family Camp Week from August 9th-14th. The camp has its own lake, and is also home to different animals like beavers, bobcats and squirrels.

To learn more about Camp Kresge, including how to get there, just click on NY Summer Camp. Have a happy family summer!